Avoid Myths! Invest Wisely!
Myth: Equity investments are similar to gambling
Fact: Equity investments create wealth in the long term. Whereas in gambling, few become winners at the cost of many losers.
Myth: Fixed deposits are safe and secured investments.
Fact: Diversified investment portfolio provides a better risk-adjusted return. The post-tax return in fixed deposits does not generate a real rate of return.
Myth: There is no market risk in equity SIPs in long term.
Fact: Systematic Investment Plans (SIPs) reduce the investment risk, but cannot eliminate it.
Myth: Gold and Real Estate Investments are enough to protect financially
Fact: Financial assets generate better risk-adjusted returns with liquidity.
Myth: Expected returns on investments is based on past performance.
Fact: Historical performance does not guarantee a similar return in the future.