More mutual funds do not necessarily mean better diversification. Different mutual funds can hold many of the same stocks, creating portfolio overlap. Too many schemes can make it difficult to track the overall portfolio effectively. Holding several funds with similar Read More
A temporary fall in portfolio value can make the loss feel permanent, even when the investment remains fundamentally sound. Market anxiety can create a strong urge to do something, leading to unnecessary buying, selling or switching. Portfolio performance should be Read More
Wealth is built not only by earning and investing, but by preserving productive assets. Selling an appreciating asset for every financial need can interrupt long-term compounding. Liquidity planning helps avoid selling investments at an unfavourable market phase. Borrowing can be Read More
NRIs must complete KYC by submitting a passport copy, overseas address proof, PAN card and photograph before investing. NRIs can invest in various mutual funds, such as equity, debt, hybrid, and tax-saving funds (ELSS), but should confirm any restrictions with Read More