Wealth is built not only by earning and investing, but by preserving productive assets. Selling an appreciating asset for every financial need can interrupt long-term compounding. Liquidity planning helps avoid selling investments at an unfavourable market phase. Borrowing can be Read More
The Rule of 72 helps estimate how many years your money may take to double based on the annual rate of return. The Rule of 72 illustrates the impact of returns on wealth creation, but investors should seek returns that Read More
Cybercriminals frequently deploy deceptive trading applications that mimic legitimate financial platforms to lure unsuspecting individuals. Guarantees of exceptionally high returns within short timeframes serve as primary red flags for potential financial exploitation. Fraudsters utilise social media and messaging services to Read More
Flexi-Cap and Multi-Cap funds both invest in equity markets, but differ in how they allocate across company sizes. Multi-Cap funds must invest at least 25% each in large, mid, and small caps, whereas Flexi-Cap funds have no mandatory allocation limits. Read More
Education is becoming expensive due to high school and coaching fees, but parents can save money by choosing affordable institutions offering quality education. Parents should engage with their children to nurture curiosity, creativity and problem-solving, helping them grow confident and Read More